Lease agreements with variable interest rates are adjusted if the 3-month EURIBOR changes by more than 0.25 percentage points.

The examination takes place on March 1st, June 1st, September 1st and December 1st. Your salary will then be adjusted on the first of the month of the next quarter.

This is contractually agreed in our general terms and conditions.

The type of interest - fixed or variable - is agreed upon conclusion of the contract for the entire term. A subsequent change during the contract period is not possible.

Please note: The fixed interest rate is generally higher than the variable interest rate. This means that a fixed-interest contract also has a higher monthly fee.

Switching from fixed to variable interest rates would not be beneficial. Because of the currently high level of interest rates and the relatively short term of vehicle financing, there would ultimately be no advantage, despite possible future interest rate increases.

With our loan agreements, the monthly rate does not change. The increases due to interest rate adjustments during the term of the contract are offset as a total at the end of the term.

You can terminate a residual value leasing contract in writing at any time. The difference between the resolution value and the proceeds from the used car will be charged to you.

A loan agreement can be fully covered at any time, i.e. by paying in the outstanding loan balance.

In the case of an operating or rental leasing contract, the termination of the contract during the contract period is not intended and is generally not recommended. In exceptional cases, there is the possibility of terminating the contract at the current market value of the vehicle.

Here you can send your request. Select the request "Query resolution value".